Financial lease for businesses
As an entrepreneur, a vehicle is usually essential. However, buying a car or a commercial vehicle can be a significant investment, which not every entrepreneur is immediately able to afford. A business financial lease may well offer the solution. With a business financial lease, you can lease a (commercial) vehicle and then pay for it in instalments. This means you do not have to make a large one-off payment, but you do have immediate access to a presentable and reliable vehicle. At The Mobility Financier, we help entrepreneurs find a business financial lease that suits their situation and business activities. Calculate your monthly payment today and request a quote straight away.
Financial lease and the financial aspects
With a finance lease, as a business owner you pay lower costs than with other types of lease, whilst immediately becoming the economic owner of the vehicle. This means that with a business finance lease, you can benefit from various tax advantages, such as interest and investment deductions, VAT refunds and a reduction in your tax burden through depreciation costs. You are also free to drive the vehicle as much as you like; there is no limit on the number of kilometres, as you ultimately become the full owner of the vehicle. For this reason, in addition to the monthly lease costs, you are responsible for matters such as insurance, road tax, maintenance and repairs. Furthermore, you will be liable for additional tax if you drive the vehicle for private use for more than 500 km per year.
Financial lease for businesses without annual figures
As a new entrepreneur or self-employed person, it can be difficult to provide annual accounts when taking out a financial lease, even though you need a vehicle straight away to carry out your work. At the Mobility Financier, you can also take out a business finance lease without annual accounts. Instead of looking at your figures, we assess your current situation and can offer a suitable finance lease contract based on that. This means we can still help you, as an entrepreneur, secure a finance lease for your vehicle straight away.
Why choose De Mobiliteits Financier?
- An accessible credit assessment, specially designed for start-up entrepreneurs and the self-employed
- A unique approval process that focuses on the business owner rather than the figures
- Fast and professional assessment of applications, so you know where you stand almost immediately
- Years of experience in the automotive sector and vehicle financing
- Tailored financing, allowing you to adjust the monthly repayment to suit your financial situation
Business financial lease
With a finance lease, you are effectively buying a vehicle on hire purchase; we arrange the financing and you repay us in instalments. Please note that VAT must always be paid in advance. Become the economic owner of the vehicle immediately and benefit from various tax advantages, the option to pay in instalments, and a flexible finance lease contract tailored to your situation.
The monthly payment of financial lease
When taking out a finance lease, it is important to take the monthly payment into account. This amount is determined by various factors:
- The purchase price of your chosen vehicle
- Term of the financial lease agreement
- A deposit, which allows you to reduce the amount of finance required
- Final payment, which you pay all at once at the end of the term
- Interest on the amount financed
At The Mobility Financier, you always know exactly where you stand and pay a fair and transparent price.
Financial lease for entrepreneurs
As an entrepreneur, it is important to make financially sound choices, for example by opting for a business finance lease with the associated instalment payments. At The Mobility Financier, we offer special financial lease solutions for entrepreneurs that fit seamlessly with your business activities. Whether you’re a start-up entrepreneur or have been running a business for years, we’ll help you find the right financing solution. Curious about the options for entrepreneurs at The Mobility Financier? Then please get in touch with us. Our advisers are happy to work with you and will help you find a suitable solution.