Financial lease BKR
If you’re looking into a finance lease, you’re bound to come across the term BKR. BKR stands for Bureau Krediet Registratie, which is the organisation that registers all loans taken out by individuals in the Netherlands. When you wish to take out a credit facility or loan, many finance companies consult the BKR to assess your creditworthiness. In such cases, a BKR registration or a BKR check can pose a problem. At The Mobility Financier, a financial lease is possible without a BKR check and sometimes even with a negative BKR registration.
Finance lease without a BKR credit check
When applying for a finance lease, many finance companies carry out a BKR check. This is a check to see if you have sufficient financial capacity to pay the monthly instalments. If you have a BKR entry, the amount you can finance may be lower, or your application for a finance lease may even be rejected altogether. At The Mobility Financier, it is possible to apply for a finance lease without a BKR check. We use an accessible credit check, specially designed for start-up entrepreneurs and self-employed individuals. We look beyond just your figures and financial history; we really look at the person behind the application. The advantage of a financial lease without a BKR check is that you are not immediately rejected due to any issues you may have had in the past.
Financing with negative BKR registration
If you have a negative BKR registration, for example because you have fallen behind on payments in the past or because you have been declared bankrupt, this may affect your ability to take out new loans and financing, including a financial lease. A negative BKR registration remains on record for 5 years, even if you have already settled the outstanding debt. And that’s a problem, because many finance companies won’t allow you to take out a financial lease if you have a negative BKR record. At The Mobility Financier, we work with you to find a solution. Together, we’ll look for a solution that suits your situation and business needs. In many cases, we can offer a finance lease to people with a negative BKR registration. In our approval process, we look first at the person behind the application and only then at the figures.
Why choose De Mobiliteits Financier?
- An accessible credit assessment, specially designed for start-up entrepreneurs and the self-employed
- A unique approval process that focuses on the business owner rather than the figures
- Fast and professional assessment of applications, so you know where you stand almost immediately
- Years of experience in the automotive sector and vehicle financing
- Tailored financing, allowing you to adjust the monthly repayment to suit your financial situation
Financial lease BKR at The Mobility Financier
Whether you have a positive or negative BKR registration, at The Mobility Financier we can usually help you. For example, we can offer a financial lease without a BKR check. We’re happy to help you get back on the road with expert advice and suitable financing.